If you are an artisan who produces your own products by hand, or who has others produce your products by hand under your direct supervision, you are eligible, unless your products consist of the following:

Not eligible:

  • Candles
  • Children's toys, Playdough, Slime
  • Drugs, pharmaceuticals, vitamins or supplements, invasive products, suppositories, or nutraceuticals
  • Furniture
  • Ingestible products, including food or drink, toothpaste
  • Medical equipment or devices
  • Plug-in electrical products
  • Products requiring a prescription
  • Saddles, harnesses, or horse furnishings
  • Sporting goods or equipment
  • Tattoo Artists
  • Tobacco products
  • Weapons, knives, or ammunition


  • Fine arts, paintings, drawings, pottery, sculptures, carvings
  • Cosmetics, perfume, fragrances, essential fragrance and base oils, waxes, powders, glitter, nail polish
  • Crafts, quilting, scrapbooking
  • Jewelry
  • Soaps, lotions, shampoos, bath salts, bath bombs, scrubs and masks
  • Wearing apparel
  • Wickless wax melts
  • Annual Sales less than $100,000
  • Lip Balm

If you have a question on whether or not your product is eligible to be covered by the program, please call us at 440-746-1700 , or email us at info@handmadeinsurance.com

The HandMade Artisans Risk Purchasing Group insurance program was established and designed solely for the purpose of providing business general liability coverage, including product liability coverage, to hand made artisan individuals and business entities at an affordable, group discounted price.