In order to qualify for this insurance, ALL of the products you sell must be hand made by you or hand made by others under your direct supervision.

If your business includes ANY product or business environment listed below, your entire business is ineligible to apply:

Ineligible Products / Business Environment:

  • Candles
  • Children's toys, Playdough, Slime
  • Commercial farms, spas, salons, health coaching, nutritional consulting, nail technician, massage therapist, cosmetology, wellness services, esthetician
  • Drugs, pharmaceuticals, vitamins or supplements, invasive products, suppositories, or nutraceuticals
  • Furniture
  • Ingestible products, including food or drink, toothpaste
  • Medical equipment or devices
  • Plug-in electrical products
  • Products requiring a prescription
  • Saddles, harnesses, or horse furnishings
  • Sporting goods or equipment
  • Tattoo Artists
  • Tobacco products
  • Weapons, knives, or ammunition


  • Annual Sales less than $100,000 
  • Cosmetics, perfume, fragrances, essential fragrance and base oils, waxes, powders, glitter, nail polish
  • Crafts, quilting, scrapbooking
  • Fine arts, paintings, drawings, pottery, sculptures, carvings
  • Jewelry
  • Lip Balm
  • Soaps, lotions, shampoos, bath salts, bath bombs, scrubs and masks
  • Wearing apparel / clothing
  • Wickless wax melts